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How it works

One request. One licensed broker.

Many mortgage sites sell your information to four or five companies at once, and your phone rings for a week. We do not do that. Here is exactly what happens after you submit a request.

EasyHomeLender.com is not a lender. We are a mortgage marketing and lead-generation service. We do not make loans, credit decisions, or rate quotes.

1

You tell us what you are trying to do

Pick one goal — access your home equity, lower your mortgage payment, or buy a home — then answer a few questions about the property and your situation. It takes about two minutes, there is no credit check, and there is no cost.

2

We review your request

A person at EasyHomeLender.com reviews what you submitted and confirms which state the property is in. We do not run your credit, decide whether you qualify, or make any lending decision. We are confirming that we can route your request to someone licensed to help you.

3

We assign it to one broker — and only one

Your request goes to a single vetted mortgage broker who holds an active license to originate loans in your state. We record who received it and when. It is never sent to a second broker, never resold, and never distributed to a call center or a bidding network.

4

That broker contacts you directly

The broker reaches out by phone or email to talk through your options. From that point forward, every rate, loan term, disclosure, and decision comes from them — not from us.

EasyHomeLender.com is not a lender and does not approve loans or set loan terms. Submitting a request does not guarantee that a broker will contact you or that you will qualify for any loan or program.

Your request is not sold to a crowd.

Your request is handled exclusively and shared with no more than one vetted mortgage broker — never sold to multiple lenders or distributed to a call center.

Once your request is assigned to a broker, it is not resold, recycled, or passed to anyone else.

EasyHomeLender.com is not a lender. We connect you with one vetted, licensed mortgage broker. All loan terms, approvals, and disclosures come from that broker or the lender they place your loan with — never from us.

Being clear about it

What we do — and what we do not do

What EasyHomeLender.com does

  • Collects your request through this website
  • Reviews it and confirms the property state
  • Assigns it to one licensed mortgage broker
  • Keeps an internal record of that assignment
  • Publishes general educational guides

What we do not do

  • Make loans or lend money
  • Make credit decisions or approve anything
  • Quote rates, payments, or loan terms
  • Give loan, legal, tax, or financial advice
  • Send your request to more than one broker
Questions

Common questions about the process

Is EasyHomeLender.com a lender?

No. EasyHomeLender.com is a mortgage marketing and lead-generation service. We are not a lender, mortgage broker, or loan originator. We do not make credit decisions, approve loans, quote rates, or provide loan advice. Any loan product, loan terms, or approval comes solely from the licensed mortgage broker assigned to your request.

What does “exclusive” actually mean?

It means your request is assigned to one vetted mortgage broker and stops there. We do not send it to a second broker, we do not resell it, and we do not distribute it to a call center or a bidding network.

How much does it cost?

There is no cost to submit a request or to be connected with a broker. If you go on to pursue a loan, the broker and lender disclose their own costs to you directly.

Will submitting a request affect my credit?

Submitting a request through this website does not involve a credit check and does not affect your credit score. The credit range question is your own estimate. If you choose to move forward, the broker will tell you when a credit check is needed and ask your permission first.

Which states do you cover?

We accept requests from 47 states and the District of Columbia. We are not able to serve residents of Illinois, New York, or Massachusetts, and those states are not selectable on the request form. The broker who receives your request must hold an active license to originate loans in the state where the property is located.

What if no broker is available in my state?

Submitting a request does not guarantee that a broker will contact you. If we cannot assign your request to a licensed broker, no one will reach out. You can email [email protected] with any questions.

Ready to see what your options look like?

Submit your request and EasyHomeLender.com will match you with a vetted mortgage broker who is licensed in your state.

Get Connected

Takes about 2 minutes  •  No obligation  •  No cost to get connected

EasyHomeLender.com is not a lender and does not approve loans or set loan terms. Submitting a request does not guarantee that a broker will contact you or that you will qualify for any loan or program.